Loans

LendingTree Personal Loans Review 2025

Alright, my friends, let's dive deep into the world of online lending. Today we're talking about LendingTree personal loans. Now, if you've been roaming the financial jungle for a bit, this might be familiar. But for those who just stumbled upon this name – worry not, I got you! What's LendingTree all about? LendingTree is like the Amazon of financial products – one place offering shelves and shelves of options. They don't lend you money directly. No, sir. What they do is offer you a smorgasbord of loan deals from various lenders – be it auto loans, mortgages, business loans, or, the topic at hand today, personal loans. So, is teaming up with LendingTree to secure a personal loan a thumbs-up or a thumbs-down move? Stay with me as we dish the details. What does the roadmap look like? LendingTree personal loans pros and cons LendingTree personal loan types LendingTree personal loan pricing How financially stable is LendingTree? The accessibility factor What are customers saying about LendingTree? Some of the commonly asked questions about LendingTree My razor-sharp analysis of LendingTree personal loans Did I mention how I might earn a commission if you click on specific links? Just being transparent here. Okay, moving on then! LENDINGTREE PERSONAL LOANS: THE GOOD, THE BAD, AND THE UGLY Let's dive into the nitty-gritty. Here's what’s looking bright and shiny, and what could use a little polishing. **Pros** It’s like speed-dating with lenders! See a bun… Read more

Bill Pittman

Is College Worth Student Loans? Only 20%

Is Plunging into College Worth it? Apparently, Not Everyone Thinks So As Fees Rocket and Non-Graduate Pocketbooks Grow Fat Ever found yourself pondering the age-old question "should I empty my piggy bank for a college degree"? Well, you're not alone. With tuition fees skyrocketing to stratospheric levels and a trend seeing non-graduates raking in the dough, who wouldn't have doubts? A somewhat intimidating survey from our buddies over at the Pew Research Center puts into sharp focus this growing unease about the cost versus benefits of college education. Apparently, only 22% of adult Americans believe that getting roped into student loans to secure a college degree is worth it. That's a lean slice of the pie, right? Almost half (47% to be precise), those who still swear by the old school 'get a degree' mantra, holler that it's only worth it if you can make it to the finish line — graduation, without a mountain of debt hanging over your head. Then there's the 29% who boldly state that college is just not worth the Benjamins, loans, or no loans. College Diploma: Losing Its Charm? The once revered college diploma seems to be under scrutiny. Pew’s research claims that 49% of folks consider a degree much less essential for landing a well-paying job than it was like 20 years ago. Contrastingly, a mere 32% believe that college degrees have become more pivotal for success compared to two decades ago, and then there are the 17% staunch believers who reckon the significance of a d… Read more

Bill Pittman

0% APR Car Financing Deals from Automakers

Catch the Opportunity, Not the Bugs: the New Wave of 0% APR Car Deals Ever cursed at your clunker when it lets out its tenth death rattle while you’re desperately hunting for a car deal? Well, your long season of discontent might be ending. After months of car deal drought, it seems the rains are finally here! Automakers are cranking out 0% APR financing offers faster than hotcakes. A silver lining to the rather dark-ish cloud of average new car loan rates cheerfully sitting around 7%. But before you get the party poppers out, there’s a catch. Like that annoying twist in your favorite Netflix series. Remember, every rose has its thorn. These deals are nifty, no doubt, but they are not without their good, bad, and ugly sides. The Nitty-Gritty of 0% APR Car Financing: How It Works So, you ask, what is the wizardry behind this 0% APR magic? Well, it's all thanks to friendly auto manufacturers like Nissan Finance and Chrysler Capital, who sprinkle some fairy dust and “buy down” the rate for folks with strong credit. Sound like a charity? Absolutely not! They're investing strategically to rope in sales and give that excess inventory the boot. With supply chains finally mending their COVID-broken hearts, there's a decent hike in new 0% APR financing deals flooding the market. Just like spring follows winter, eh? Holiday Auto Financing Promotions: Unwrapping Surprises It kinda seems like automakers observe Labor Day and other holidays religiously, great news if you're looki… Read more

Bill Pittman

How Much Home Equity Can You Borrow?

Alrighty! Pull up a chair and let me entertain you with a story—a story of equity, lines of credit, and refinancing rates—a tantalizing tale sure to thrill any homeowner. Buckle up! — So, you're sitting on this pile of home equity, right? And you're itching to tap into it. You've got three top dogs to choose from: a home equity loan, a home equity line of credit, or a cash-out refinance. But, c'mon, we know nothing comes for free. Plop your home down as collateral, and you're in the game! But how much equity are you actually playing with? Does anyone really know what home equity is? Think of it like this: You're on this crazy seesaw where home equity and outstanding mortgage balance are on opposite ends. Each time you send off a mortgage payment, you tip the scales in favor of equity. Unless, of course, your property value takes a mystery nosedive. And did you know throwing some extra payments can help, or, heck, even a little house makeover could jumpstart your home's worth? How much can I actually borrow with my home equity? Now, this is where things start to get hot! Lenders usually let you borrow up to 80% to 85% of your home's equity. But the golden ticket lies in your CLTV, credit score, income, and the lender's mood, um… I mean rules! What in the world is a CLTV? So, when you apply, lenders check out your CLTV—your combined loan-to-value ratio (everything you owe stacked up against your home's market value). The lower, the better, pals! Most financial gurus … Read more

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Bill Pittman

Bill Pittman

Bill Pittman

Bill Pittman

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Get ready for some fun facts on SoFi® Personal Loans! So, hold your horses! The game is about to begin.

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Hey, spoiler alert! If you’re on the hunt for a home equity loan, you might’ve heard of Rocket Mortgage. They

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