Credit Cards

Millennials Embrace This Effective Budgeting Strategy

Alright, let's jazz this up a tad! Picture a conversation with your best buddy over a coffee: — Millennials are Playing Hard to Get with Credit Cards at the Mall Wait till you hear this! Millennials, yep, those tech-savvy whippersnappers, are opting to leave their credit cards snug and secure at home when they venture out to the mall. Can you believe it? Ready for the actual science behind it? A recent poll by Cardtronics spottied that a whopping 71% of millennials are intentionally bidding adieu to their plastic pals to reign in their spending. It's a bit of a shocker, right? Despite the steady climb in digital payment methods and millennials being digital trendsetters, about 67% still favor cold, hard cash when shopping, while 73% believe cash is king when settling up with buddies. Not Just a Millennial Thing The wave of cash favoritism isn’t just blowing through the millennial crowd – other generations are also catching this cash-only breeze. Cash dominates in 79% of personal transactions, and more than half of consumers think cash is a cool way to split a restaurant bill. Curious to know more? Check this out, a piece on "How Paying With Cash Can Boost Your Savings and Happiness". But Why, Oh Why, the Cash Craze? The one place where cash is still the reigning monarch is at most brick-and-mortar retailers. In our beloved grocery stores, 43% of shoppers flash cash over cards and it's the same story in pharmacies. One masterstroke of cash is the ironclad security … Read more

Liam Johnson

Chase Travel Card Now Offers $1,000 Bonus

Guess What? This Offer is No More! Come hell or high water, we love a good deal, right? Especially when it concerns travel rewards credit cards. Now here's the juice: the Chase Sapphire Preferred® Card, hailed as one of Money’s best travel credit cards, has stepped into the limelight with a jaw-dropping introductory offer. Remember when it was a mere 60,000 points? Well, those days are over! Welcome to the fabulous world of 80,000 points – that's right, an increase of 20,000 points! Feeling baffled? Concerned about the mathematics? It's simple, folks. These 80,000 points can be redeemed for a neat $800 in cold, hard cash, or – if you're a globetrotter – for whopping $1,000 in travel expenses. That's an extra $200 in cash or $250 for travel, all because of this increase. Not too shabby, huh? Can I hear the catch? Not really a catch, but there are some rules of the game to follow. The spending threshold remains the same. Here's the deal: you need to spend $4,000 within the first three months. Achieve this and you will bask in the 80,000-point glory. Now here's a fun fact: every point is worth a cent when redeemed as cash. But if you’re a seasoned traveler, the value of these points gets a sudden adrenaline rush. Thanks to the 1.25x rate via Chase Travel℠, when used for travel, these 80,000 bonus points can add up to a heady $1,000. We're talking expenses like flights, hotel stays, or even car rentals. So, as we welcome summer, this golden opportunity could be a game-chang… Read more

Liam Johnson

Rare $900 Credit Card Bonus: Limited Time

Whoops! You Missed It… Well, the clock has struck midnight on this one. Cinderella's coach has turned back into a pumpkin and this fantastically generous offer is sadly no more. Shake it off, these things happen. Time Was Ticking on a Generous Offer There was a ticking time bomb of a deal on one of the most generous welcome bonuses (calm down, it's just a metaphor) for business credit cards. The Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card from our buddies over at Chase made a tempting proposition: an impressive $900 cash back if you spent $6,000 on purchases within the first three months. Crazy good, right? Just so you're keeping up, that deal came to its not-so-dramatic conclusion at 9 a.m. EST on Jan. 18. For comparison’s sake, these two no-annual-fee cards used to offer a solid but slightly less exciting $750 cashback bonus for meeting the same spending targets in a three-month window. So, you know, that's a difference worthy of eyebrows raised in surprise, maybe even a fist pump if you're feeling it. How Did the Bonus Work? So, that $900 sign-up bonus wasn't just some willy-nilly sum. It took the sophisticated form of 90,000 Chase Ultimate Rewards® points. Now, these aren't just good for making you feel like you're hoarding a dragon's treasure trove. You would have been able to redeem these points for statement credits, cash deposits, travel bookings, gift cards, and more through the Chase Ultimate Rewards® and Chase Travel℠ platforms. … Read more

Liam Johnson

7 Proven Ways to Become Debt-Free Fast

Did I hear you correctly? Feel like you're trapped in the ferocious claws of debt and can't find a way out? Don't sweat it, folks. Listen carefully, one in every eight people in the good ol’ U.S. of A feels the same way, according to a revealing CreditCards.com survey. Sure, it sounds bleak, but hey! Pause and take a moment to realize something: a new year means a clean slate. Time to chuck out old financial woes and ring in some soothing money-magic. Below, I'm dishing out seven power-packed steps to help you chip away at that debt mountain. So, are you ready to snap the chains of financial burden and dive into the blithe freedom of a debt-less life? Face your Debt Head-On Facing debts can be like staring into the jaws of a gigantic beast. I get it, but remember, knowing your enemy si half the battle won. Our lovely pal Gail Cunningham from the National Foundation of Credit Counseling tells me she's seen folks tremble with bags of unopened bills. Avoidance is never a good strategy, right? To conquer, you first need to know the size of your adversary. What's the total debt you're wrestling? Whip out a "cash-flow calendar" to track down every penny you earn and spend, just as good ol' Cunningham would have it. Do you feel a sudden impulse to push this away? Bad call, folks! That’s a red flare signalling the task is overdue! "It can be terrifying to face the financial music, but trust me, acknowledging your spending pattern can be the siren call for serious change," says ou… Read more

Featured

Liam Johnson

Liam Johnson

Liam Johnson

Liam Johnson

All Stories

Oh boy! Picture this: you’re in line for that frothy, heart designed latte you can’t resist. You whip out your

Liam Johnson

Millennials are Playing a Whole New Card Game Did you know, according to a poll by Bankrate.com, only about 36%

Liam Johnson

Alright, let’s jazz this up a tad! Picture a conversation with your best buddy over a coffee: — Millennials are

Liam Johnson

Let’s talk shop and business credit cards! So you’ve launched your own start-up and now you’re asking yourself, “How long

Liam Johnson

Hey there! Have You Heard About Chase’s Largest-Ever Bonuses On Their Business Credit Cards? Stop the presses! Chase is currently

Liam Johnson

Now, who said getting a credit card without a credit history was Mission Impossible? Take it from me, it’s a

Liam Johnson

Guess What? This Offer is No More! Come hell or high water, we love a good deal, right? Especially when

Liam Johnson

All Aboard the Credit Card Showdown Express! Buckle Up! Fancy a showdown? Well, we got one brewing! A delightful cocktail

Liam Johnson

Alrighty then, let’s chat about a money topic that you might know a thing or two about. Maybe you’re even

Liam Johnson

Alright, folks, let’s talk about the unanticipated partner-in-crime for small business entrepreneurs – the humble credit card. Yes, much like

Liam Johnson

Honest finance reviews, expert insights, and everything you need to live smart.

Topics

Go To

Get the latest gadget reviews and tech deals delivered straight to your inbox.