Think beating inflation is like trying to win "The Hunger Games"? Well, guess again! It may not be as daunting as it seems. We are living in a golden age of savings accounts and fixed-income investments offering real yields. This means their annual percentage yield (APY) bulldozes over the current rate of inflation like a runaway snowplow. Now that, my friend, is rarer than seeing a dog walk on its hind legs! Whoever Said Safe Investments are Boring? Yes, I'm aware that interest rates for some savings modes have crept down since last year but, "don’t throw the baby out with the bathwater!" Experts are singing in harmony about the allure of safe investments. Why, you ask? Because real yields are still floating in the clouds. Need an example? Buckle up! The U.S. aggregate bond index, the big kahuna of high-quality, investment-grade bonds, is currently yielding 5.28%. And our buddies, the top 12-month certificates of deposit (CDs), are putting up a bit of a fight with APYs up to 5.25%. These rates run circles around the annual inflation rate of 3.5%, like they're in some kind of track and field event! Matthew Miskin, the brains at John Hancock Investment Management in Boston, points out that it’s been a long time since investors could pocket risk-free returns above projected inflation. For those nearing retirement or already basking in the retirement sun, it’s like a “money grows on trees” situation! The Divine Dance of Real Yields in 2024 Real yields can be your crystal b… Read more